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102 E. Grand River, Brighton, MI 48116     PRIVACY POLICY | SITE SECURITY
Call today to speak with Victor, Gary or Beth: 734-417-2115


All I can say is EVERY single person on Vic's team ROCK! Thank you to all for everyone's hard work and dedication. You WILL be highly recommended by me

Sandy Flanders

I was thrilled with your process and always knowing where the transaction was without even asking. What a difference! I am so glad I finally got to experience the Vic Systems and I'll be referring you in the future for sure!

LaDonna Bow Billman-Realtor

Hi Victor, Thanks! Everything was very smooth. I like that! I will definitely feel comfortable recommending you to my clients!

Jan Seror

Hey Vic and Mike, We thank you and your team for all that you guys did to make this happen for us! We don't even know the countless hours and the behind the scenes headaches that you all endured for our family! We were always kept in the loop and felt very secure and confident with the process! There is nothing that I would recommend changing. Mike, we want to thank you for sticking with us and going to look at every home even if you knew it wasn't it! We started looking when the snow was falling and finished up on the hottest day of the year thus far! We thank you for all the miles and your flexibility! We can see the love for what you guys do and appreciate the honesty and dedication you gave us! We will most definitely forward any business your way! Have an awesome day and thanks again!

Kara Corwin-Buyer

Wonderful communication. You make us agents look good! Thank you again!

Deanna Semke-Realtor

Thank you everyone!!! I couldn't have done it without you! Love you all!

Carrie Woodruff-Realtor

Amazing job !! Seamless transaction =)

Michelle Vedder-Realtor

The "closing" process was extremely well organized. Vic, Michelle, and financial team were incredible. I would refer Michelle and Vic to anyone buying a house.

Shane Davis

Please thank your team for me. Coming from a mortgage/title background, I can honestly say I've never experienced such a well oiled machine. We truly are thankful!

Nicole Newcomb

Have never had a mortgage process and purchase of a home go as smooth as it did. Everyone in the process was very knowledgeable and organized. We would highly recommend Huron Valley and Michelle Vedder for anyone looking to buy a home and in need of a mortgage. It was pleasure working with everyone. Your follow up is amazing. We don't have any suggestions for improvement. Once we are settled in you guys will have to come by.

Christina and Shane

Vic, everything went very smoothly and I am very happy with how everything was handled. I really appreciate everyone getting things wrapped up and finalized so we could close early last week. Beth and Gary were excellent in keeping everything organized and giving me ample amounts of time to gather all needed documents. All be sure to recommend Huron Valley Financial to all my family and friends, Thanks Again.

Corey Hartshorne-Buyer

VERY IMPRESSIVE! Hi, never saw that detailed information for appraisal up front given to seller/buyer, very interesting, I will forward to sellers and keep in my file for future reference. Thank you, Susi Gollinger


Thank you Vic and your team for the professionalism in processing the mortgage on my listing. I never hesitate when I see buyers approved by Huron Valley Financial.

Jan Gurski Associate Broker, RE/MAX

Hello Victor Bals team! I just wanted to take a minute to thank you all so much for your hard work! After experiencing the WORST possible customer service from two banks other banks...stringing me along for months, losing my file TWICE, slow or no response to repeated calls and emails, actually being told that I was lucky they were working with me...I was totally unprepared for the AMAZING treatment I got at HVF. I was given options, not roadblocks. I was updated every step of the way and you were all so responsive that I really felt like I was your only client! You guys are the BEST! I will very enthusiastically recommend your team to anyone I know looking for a new home, or a refinance. Thank you!!

Tina Roperti

I just want personally thank your you and your team Victor for making this a smooth transaction, to everyone involved Sue and I wish you all Merry Christmas and a Happy New Year!! Thanks again

Michael Appleberg

Thank you Victor great job...

Judee Taormina

Very easy, professional transaction. Went smoothly. Didn't quite make our deadline for close date, but that was not a problem for anyone as it was only a few days. Great job. Communication was exceptional.

Robyn Lewis

I'am so impressed with this companies feedback. In 27 years in the real estate industry-I have NEVER had the communication I have had with this financing company.

Billie Ketchum

I wanted to add that I really appreciate you going above and beyond yesterday to get the taxes straightened out for my buyers. Great service all the way!

Kendra Cupp

Thank you very much, You guys were awesome and treated our less than ideal credit situation with respect and patience once again!

Sean Concienne

Great job. Wouldn't change a thing.

Andra Anteau

Thoroughly enjoyed working with Victor and his team. This transaction went very well and timely. They keep you informed every step of the way. I highly recommend Huron Valley Financial and will be referring business their way. Great job and Thank you!

Tricia Canfield

Everything went smoothly and the communication was good.

Bradford Dilley

I really appreciate the professional job you guys did, particularly with my client who was out of town at critical points in the process! From working with Jeff, explaining all the numbers, getting the appraisal ordered, navigate the VA process, everything went smooth in the end. I'm thrilled to have helped a veteran buy his first home. Oh, and the binder is a great asset to give them at closing... very impressed with that. Great job, team. Time for another one!

Judy Perry

I just wanted to thank everyone for all their assistance in providing and delivering my loan in a professional and timely fashion. When I first called you I had my doubts since a previous lender said it would take six weeks to expedite a loan, but you delivered as promised. Life got a little scary for Karen and I when we knew our time to move out of our home was approaching and we had nowhere to move. Then entered HVF to the rescue. We appreciated all the updates on the process and the personal phone calls from all the associates. Well, I need to get back to all the unpacking, but I wanted you to know that there is a special place in heaven for all of you. I well keep my Blue Book near to my heart. I have found it to be very helpful in organizing our records. God Bless and Best Wishes.

Ronald Cassidy

It was a pleasure working with all of you. Your team is very efficient and professional.

Janelle Cramer

Thanks Vic to you and your team at HVF. Great people, communication and process that delivered a smooth transaction. Really appreciate the consistent updates in the middle weeks when everyone is wondering what's happening. (also, the nice rate! :o) ) You guys get my vote. Great job. -Jeff & Lynne (Thanks to Chuck Silva too!!)

Jeff Wittbrodt

Beth and Vic were fantastic! Beth is beyond the best and it's truly because of her that this even happened.

Deb Kime

Thanks Vic, You are one of the best!

Terry Gill

Thanks to all of you for making my dream come true..... i will send all your way, you guys are the best!!!!!!! Wooooooohoooooo:)

Sherry Dune

Very very happy folks. We sincerely appreciate all your hard work and your expertise. Have a great weekend!!

T. Smirabitur

You all were great! Thank you so much for your help!

Nicholas Vanderhovel

Victor, It was great to work with you and Huron Valley financial. I especially like the constant communication I received. I wish more lenders would do the same. Looking forward to working with you again. Thank you,

Tommy McHale

Vic, Gary and Beth - as you are aware, this is the first mortgage we have pursued since 1999. My, have times changed. As I recall from 1999, I provided a few W-2’s, told the bank how much I wanted to borrow, shook their hand and bam, the money was there at closing. Since the housing meltdown of 2008/2009, boy have things changed. I appreciate you guiding me thru todays process towards a successful outcome with the purchase of our new home last Friday. As you state below, communication is the key to a smooth transaction. You use both written and verbal well. Thanks again, Skip

Skip Wagner

Greetings Victor, Everything went smoothly, thank you for keeping us updated. Mike & Eric Getsoian

Michael Getsoian

Great Job! Victor!!!! and team!! great communication great closing Go Soccer Dad! ~and sparty !

Dina Sabuda

Amazing on both ends! Thank you both so much for helping us get this done.

Sandy James

you guys rock! thank you!

Kelly Cogo

Just keep on doing what you're doing. I wouldn't change anything. Everyone I worked with is absolutely "Top Drawer". And that Notebook you gave me at the closing table is AWESOME! I've bought houses in the past but never had that happen before. THANK YOU! I might just buy another house just so I can work with you people again! Best Regards,

Ken Stoops

Thanks for making it happen

Rick Beaudin

Thank you for all your hard work and follow up! Your team did a fabulous job.

Gayle Jokisch

You cannot improve perfection. We really appreciate the way everything was handled by you and your team. Thank you,

Vadim Matatov

Thanks for everything! I love the updates!

Jamie Pluszczynksi

Hi all, I want to sincerely thank you for your help with this purchase. Throughout the whole process, your entire team was responsive, friendly, and knowledgeable, always willing and eager to connect and answer questions. I couldn't be happier with the quality of the service you provide. :) Thank you again!

The Benekos

I want you to know that I appreciate the fact that you are the best in the industry and that is why I sent her to you – I never dreamed that you go above and beyond to that extent for your clients. Thank you for your dedication and commitment to your job and to her as a first time home buyer. I am so very grateful to you for your assistance. She is learning what I had hoped she would from you and I am beyond grateful. J

Shayla Sass

Thank you Victor! I have 110% trust in you and your amazing team. I think even if we close while I'm gone she will be fine. She's been around this stuff for 18 years and she's a smart cookie .

Annette Lord

Thanks so much for your hard work and for making this a smooth transaction!

Stephanie Prior

Thank you, and yeah after speaking with Dominque (whom I actually grew up with in a weird “small world” coincidence) I wanted to put the extra money in there to make sure the closing happened. By the way, she spoke very highly of your company and said that you guys were “very, very squared away” and I wanted to pass that along. She also said they would just reimburse me the difference the same day. You guys have been awesome, looking forward to Friday!

Richard Drolet

Great job, would recommend you.

Laura Weinman

Great job to everyone.

Jeff Duneske

Hey Victor! All was good. I know my situation was challenging but it went smooth. I was wondering if you can save me from searching through all my paperwork and let me know if I filled out a resind form for taxes or something like that. When I went to the city to file those papers they asked me if I did that with my social security number. I just want to make sure everything is all set. Thanks again for all your help. Please let the rest of your staff know that I thank them as well.

Melynda Wendell

A fantastic job done by you and your team. Thanks so much for the extra hard work it took to put this one to bed at the closing table

Carol Kujala

Hey Vic great closing with you and your team! Also we love that magic word "referral" ! As you know I had partnered with another lender who told Kieth Bourdage he was unable to get a loan and now it looks as if you are closing with Keith on Monday. As it does disappoint me that this lender failed in this instance I enjoyed our transaction as well with your team and look forward to partnering with you in the future. If you would like to meet to discuss that would be great or you can simply pass along the info you'd like me to hand out to buyers and we can go from there. Todd Rall Real Estate One - Milford

Todd Rall

Thank you Huron Valley Financial Team for all you do. You all work diligently together and it is much appreciated.

Shane Davis

Thank you for always making mydealz smooth. Your communication with my clients and myself are always excellent! Thank you again, I would love any referral business. Have a great weekend

Sherri Petro

Thanks again, Victor for al of your work on this deal. I look forward to another one, too! Duke

Gary Duke

I just wanted to thank everyone for the successful closing on my new house! It was a pleasure working with everyone and I will happily give positive reviews to Brookfield Relocation Services and Ford onboarding. If you ever want me to give recommendations I will happily do so, the accommodation that I received while commuting back and forth from Ohio, while starting a new job, was greatly appreciated. Cheers, Kyle Nakamoto, Ph.D

Kyle Nakamoto

I have to tell you that both Jeannette and I are very impressed with your big communication :-) we wish all banks were this easy to work with.


Outstanding service from start to finish !!

Michelle Vedder

Great Job Guys! Always love working with Victor & Gary. Beth is always on top of everything on a timely matter. Your my go-to-lender of choice. Look forward to more transactions with you. Keep up the great work!

Kevin Prokopp

Amazing experience from start to finish. You guys ROCK !!

Michelle Vedder

I'll second that Victor. You work seamlessly and your communication process is top notch. Thank you again.

Dan Zehr

Thank you all so much…… my family and I truly appreciate all your team has done for us to make this happen so quickly. Your dedication and commitment does not go unnoticed and words can’t express my appreciation. Best regards, Robert Lynch

Robert Lynch

Thanks Victor, I really appreciate the fact that you took the time to speak with Travis and me when we had questions. I would also like to take your advice and come in a talk with you about where we sit financially. You had mentioned that during our conversation.

Barbara Barnes

Thank you Victor, I truly appreciate your professionalism and great communication.. What a pleasure to work with you and your team. I hope you all have a fantastic day... Melany Holton Keller Williams Realty

Melany Holton

You guys were great. Really appreciate the constant communication and the contact info on all parties involved was a nice touch. And of course, the portfolio you presented at closing is a nice, classy touch. I did notice a few of the helpful tips emails you sent Mike during the transaction were irrelevant to him by that point. He was a lot further in the process for the article to be helpful. Thanks for everything. Hope to have more deals with HVF in the future! Warm regards, Deanna Semke Realtor

Deanna Semke

Your Team is Fantastic!

Joe Barnwell

I want to say it was the very best experience I have had with a loan company in almost 30 years of real estate. Thank you for your diligence and communication.

Judy Wright

I am very satisfied with the process, your company is efficient, professional, and very quick with communication. Awesome process.

Cindy Dell'Anno

Vic, Everybody was happy to close on Friday. We thank everyone for their hard work and dedication to get the job done.

Garrett Steele

Your team is probably the most professional, efficient, polite, and courteous i have had the please to deal with.

Tod Horner

Great Job! You do great work!


I appreciate your ample communication. Thanks for a smoother closing.

Randy Dieter

Just want to commend your team for the very professional, very informative, constant updates, and very efficient manner in which you processed the Miller's case. I was impressed!!

Joshua Dillon

It was a pleasure doing business with you. The transaction was very smooth and quick! I look forward to doing business again in the future.

Nicole Wrobel

I LOVE the communication!!! Not another lender that communicates like you do. Thanks Shannon R Boren Escrow Processor

Shannon R. Boren

If you are looking to do some mortgage things I highly recommend using Victor Bals at Huron Valley Financial. He is a straight shooter that will do what is in your best interest and just about anything else to make a deal work.

Dustin Fern

It was a pleasure working with you and your team. Thank you for the update and I definitely will be sending your name out to any of our clients and friends who need a great referral for a lender. We loved you!!

Jamie Manardo

Thank you sir, I will most certainly keep you in mind for my mortgage needs going forward.

Jeff Gilroy

I just wanted to say thank you for all your long hours on my loan. For what it was - it was pretty painless. Thank you again and you will see me back for future business.

Kurt Grover

Your continued communication, quick response time and clearly answered questions, helped make this transaction smooth.

Kareen O'Connell

Thank you for the great communication with your team from beginning to end of this transaction. You and your team have been a pleasure to work with. Thank you again!

Jamie Manardo

You did a fantastic job of keeping everyone updated on where we were at in the process. To think that we signed an offer on May 3, 2014, and were closing on June 4, 2014 is unbelievable.....especially with the loan being an RD loan! Thank you to all at ...

Pamela Zimmerlee

Thank you Victor, You did a wonderful job. I will keep you as one of the lenders I refer to. Tammy Lord, Realtor

Tammy Lord

Thank you Victor, You did a wonderful job. I will keep you as one of the lenders I refer to. Tammy Lord, Realtor

Tammy Lord

You beat me to it Victor. I wanted to write and thank everyone for a smooth transaction. I appreciate everyone's hard work and I love my new home! Thanks to all...

John Gamsjager

Extremely well organized and high percentage points for all round satisfaction.


Thanks for closing this file is such a short notice. The buyer were extremely happy that you and your team were able to pull this off. Looking forward to many more!!!!

Carol LeFever

Many thanks to you and your team for a seamless transaction. I appreciate the excellent communication! Thanks so much!

Brenda Montri

Thank you for all of your help with the close with Scott and Madoka. A Gain your tracking system through the process is hands down the best i have experienced. Kudos on a great job.

James RIce

You and your associates were wonderful to work with. I appreciate how well you kept me updated. It was such a smooth process and closing. You are providing excellent service to your buyers and the realtors.

Kellee Solt

Hi Victor, I'm just writing to say that I had zero issues or concerns with the mortgage process. I could not be more satisfied with how everything went. Thank you and your team for making it easy, Orgun

Orgun Guralp

Thank you for all of your help with the close with Scott and Madoka. Again, your tracking system throughout the process is hands down the best I have experienced. Kudos on a great job.

James Rice

Hello, I would like to take a minute to tell you how much we appreciate all your help with meeting our mortgage needs. We are extremely satisfied with how well the transaction took place. I felt that I was informed on every step and explained...

Theresa Barton

Everything was great. Smooth process all the way around. I will highly recommend the whole team to all my family, friends and colleagues. Thanks for everything. marcy

Marcia Szabo

Great Job to America’s best Loan agent! Sam Gerardi, SFR | REALTOR Livingston & West Oakland Specialist

Sam Gerardi

These are awesome! Thank you and keep sending! Look forward to working with you again in the future. Happy New Year and I hope you and yours have a great 2014!

Jason Brake

Your service was great, without your help I would not be able to close based on the requirements that were provided to me. You made the whole process very easy and non-stressful. Thank you again

Judy Jaglan

Hi Victor: Thank you for being available and professional throughout the process. I appreciated the updates and the contact phone numbers and nameswhich were very helpful. It is nice to work with someone who gets that fact that the buying and selling p...

Gretchen Solai

Pliers!!! Merry Christmas Vic! To you and your team! I have meant to send in a note to you regarding all your hard work. We are very thankful and should anyone need your services I would certainly recommend you. I gave my mother your information, but you ...

Jen Reuter

Good morning, Keep doin’ what you’re doin’, it works! Love it when I see you guys are the lender, I know you’ll keep us updated and we’ll get to the closing table successfully J

Kathy Lau

Can I just say OMG .. I can't THANK YOU ALL enough for all your hard work to make what some would say almost impossible closing happen !! Such a good feeling to know I will not be homeless for the Holidays :)

Diane Resseguie

It was nice working with you. Very easy…I wish all my closings went as painless.

Michael Shebak

I appreciate it Vic. They may have a new lender but I would prefer to use you instead. I appreciate your work. Thanks again. -Kenneth Kenneth Hogue

Kenneth Hogue

You can rest assured that if I hear of anyone who is in need of a mortgage – I will definitely recommend you. You have taught me how important having the right mortgage broker is in assuring a smooth process.

Sheila Grimes-Bhirdo

Thanks Vic! I think this a great system, I need to send some business your way.

Randy Meek

Hi Vic, That is a very interesting statistic. You left a very good impression on time. I have been telling people in the office and friends about you. I will always keep you in mind.

Thai Do

You already know how much I love your e-mail updates :) It can be really frustrating on the listing side when we have no idea what is going on with the buyer's loan. You've streamlined the process to keep everyone in the loop and it makes the transaction ...

Wrobleski Client Care

Feedback would be keep up the excellent work! Thank you for helping our family realize a dream! I hope to work with you and your team again in the future.

Jason Brake

Feedback would be keep up the excellent work! Thank you for helping our family realize a dream! I hope to work with you and your team again in the future.

Jason Brake

Hi, your emails are great customer service. The purchase agreement states a $199 compliance / trans fee. Gary, thx for call today. This is my correct gmail id. Thx!

Karen Dafoe

Hello, Very good job and even closed ahead of time. Thanks,

Debora Engelbert

As far as I know the Chladny’s were happy with their loan. The closing went smooth. With a new build I am not involved as much, and all I heard from the Chladny’s were good comments about the process. Great jobJ.

Lori Marshick

Dear Vic and team, We were so impressed with your communication and efficiency of securing a mortgage for us. We closed on Friday without any problems. We are so happy with our new home and appreciate helping us get here. We will be sure to recommend ..

Marie Miller

Everything went pretty smooth except for the delay due to underwriting requesting another appraisal. It was nice for the buyer that she didn't have to pay for a second appraisal. All went well.

Jo Ann Steuwe

Everything went pretty smooth except for the delay due to underwriting requesting another appraisal. It was nice for the buyer that she didn't have to pay for a second appraisal. All went well.

Jo Ann Steuwe

I found everyone at Huron Valley very nice and competent in their work. My favorite part of the process was you let me know what was going on every step of the way, either by a phone call or e-mail. Thank you.

Linda Woods

Damn you’re good! These status updates are awesome!

Jason Brake

I wanted to tell you how very impressed I was with your communication and the work that you did on this deal. It was a true pleasure working with you and perhaps we can do it again.

Conne Terova

I really appreciate your efforts to stay on top of everything and keep all parties informed. It is very refreshing to know there are lenders who are so professional.

Rayanne Gardner

Hi Vic, Thanks for the email! I spoke with you a few weeks ago about a possible purchase but that house sold before we could make any moves. We will probably be moving within the next couple of years so we will definitely be in touch when the time come...

Michelle Jonna

As always, it's a pleasure to work with you and your staff. Some of the smoothest closings we have.

Pam Shearer

I appreciate all your help throughout this process. Y'all went above and beyond and I will be forever grateful and defiantly refer you! Haley

Haley Textor

I appreciate your follow up. Wheat Valley went really well, and I thought you and your team did a great job from start to finish. I hope to work together on a future transaction.

Jamie Knapp

Thank you Gary! My experience with everyone at HVF is exceptional. I done many loans and this is the best experience of all. I will communicate and share my experience to others about HVF.

Thai Do

Thanks Victor. Your service was exceptional! You are on my short list of lenders!

Kantha Gardner

Just wanted to send out the warmest of thank you's for everything you personally did to help me close yesterday. You are an incredible team. It was a smooth process and I personally enjoyed working with everyone. : )

Kerry Doyle

Just wanted to send out the warmest of thank you's for everything you personally did to help me close yesterday. You are an incredible team. It was a smooth process and I personally enjoyed working with everyone. : )

Kerry Doyle

This was the most organized, systematic loan process I have ever come across in all my years in title insurance. The followup was agonizingly accurate in a great way! Everyone was on the same page every page of the book.

Denver Pinto

I had zero issues or complaints. The communication between all parties was outstanding. Let's do another deal soon!

David Miller

As I am getting "settled in", I am very happy everything went as planned, and was very smooth. I felt very informed & respected throughout the process. Thenk you for all your teams help in getting me into my "Lake House".

Sherrill Black

You and your team were great to work with. I was on the sellers side, but your communication was fantastic. You kept us informed throughout the entire process and answered any questions I had on my side (which were few because of your communica...

Kantha Gardner

Thanks again for your help through the process and expediting the close! We appreciate the effort!

Matthew Wanner

Victor, Beth, & Gary, The closing went great. I do not believe that I can come up with any type of suggestions to make the loan process go any smoother. You all played an important part in the success of this home buying process and we are very gratefu...

Dan Zehr

You were awesome Vic. Smooth transaction and everyone seems happy. Thank you again.

Ron Austin

I was the co-list on the above property and truly appreciated the way you sent notices and kept us all up to date on what was happening. Just wanted to say thank you.

Sandy Szekely

Victor, It looks like we are closing this on Thursday, thank you for your effort and expertise. It has been a pleasure working with you, I know how much goes into getting a loan to the closing table in your business these days and I appreciate your makin..

William Gray

Thank you Gary. It has been an absolute pleasure working with you all. You all and HVF will be my first and only reference to friends and family looking to buy a home.

Dan Zehr

Thank you for all the hard work you and your team put into this deal. I greatly appreciate the professionalism of your staff as well as the ongoing communication throughout the process.

Dave Prevost

We were so very happy with the whole process. We were always informed with each step of the process. It was stress free! Will definitely recommend your company to anyone looking for a mortgage. Thank you and your staff for all you did.

Deborah Dawson

Hi Victor- Thanks again for an extremely smooth refinancing process from start to finish! You have an excellent team! We will absolutely recommend you to others (as we have already done). Beth stopped in to introduce herself during the closing which w...

Steve Lindquist

File closed without a hitch. Loved working with your organization and look forward to many more deals in the future!

Tina Tiller

We're very happy with the professional service that we received from Victor, Gary and the entire staff at Huron Valley Financial. Thanks for keeping us updated throughout the entire transaction, making the stressful process of purchasing a new home much e..

Rachel Marino

Dear Vic, Working with Huron Valley Financial is always a pleasure due to their up-to-date communication process. During that quiet period between removal of contingencies and closing day, keeping the Buyer engaged in the excitement of pending home own...

Janet Finley

GREAT Job Victor, I love the timely updates.

Steve Katsaros

Victor, I just wanted to take a second to say thank you. You and your team have paid more attention to us and have taken more time to help than any other lender or broker that we have dealt with in the past 4 years. Your attention to detail and willing.

Dan Zehr

Thanks Victor! It's good to know someone like you still has our back. The house is still wonderful and we couldn't be happier here. I will be sure to spread the word of your great work. Thanks again, Andy

Andrew Hoppe

Everything went flawlessly with our Closing. I was so impressed with the entire process that I can’t even tell you. I can’t even imagine having any suggestions to improve your procedures.

Robin Stapleton

This was by far the easiest closing process we have had yet. The continuous feedback and progress reports were wonderful. Thank you for a job well done!

Bonnie David

Thanks for your help and extraordinary attention to detail along the way.

Terry Prasad

Always a pleasure working with you all at HVF

Kathy Lau

Hi Vic, I have no compliants. I am completely happy with how things were handled and how smoothly things went. It was a pleasure to work with you.

Audrey Morton-Dziekan

Very good experience as always. I was kept up to date through out the whole process. Thank you again for a smooth transaction.

Nikki Niemi

I don’t need to tell you how comfortable I am with you taking care of my mortgage needs. I have known you professionally for over 6 years, but have never had the need to refinance or apply for a new mortgage.

Lisa Rozmarniewicz

We really appreciate everything you and your team have done for Jana and I. We look forward to staying in touch and of course you will always be highly recommended by us to all those looking to finance they're homes.

Justin Beglin

Oh Victor, you are amazing, I have never had a mgt. rep keep me so in the loop, and give me credit for things. Thanks so much, you will get all my buyers!!

Debby DeHart

Thanks so much for the communication – it’s soooo appreciated! You’re hired – I’ll recommend buyers contact you for a quote and hopefully we’ll get a lot of business closed together.

Linda McGonagle

Your communication during the mortgage process was second to none! Thank you

Marianne Mast

Thank you all for the help and the guidance you provided my wife and I. Your quick responses and helpful attitudes were sources of calm in a process mostly unknown and little understood on our end. We appreciate everything that you've all done to help

Ben Pryor

You know I love working with you and look forward to the next one. I wish all my transactions could be with you.

Sharon Koch

Hey Victor, You and your staff did an outstanding job for sure. Appreciate all the hard work in getting this closed by the end of the month.

John Marker

Thanks again, Vic for all your hard work and great communication. We had a great bunch of people to work with on this deal - it's been awhile since Buyers and Sellers were both happy - I hope this is a new trend! Take care.

Victoria Crampton

This past closing was my eighth and it was the most seamless closing of them all. I attribute this primarily to you and your staff. You're incredibly organized, you pay attention to the smallest of detail and your commitment to clear and effect...

Ron Gelaude

Vic, Thanks again for your work getting us to the closing table. We really appreciate your communication also.

Todd Buckley

Vic, Thank you for all the communication messages you sent. You were on top of everything and helped us look good. Your team really helped pull it together which was much appreciated.

Angela Mahnke

Victor! Everything was fantastic! Thank you so much for holding my hand through the process, I’m glad to have had the chance to work with you

Gina Perna

Victor you ROCK !! Absolutely amazing that you could make this happen on such a cramped timeline. I can't say enough good things to people about you and I'll make sure everyone knows you are the man when it comes to mortgages! Thanks a million.

Lisa DePaul

Great to work with you. You (your team) always kept me updated. I never had to call for an update which is nice. Have a great 2012!!

Aileen Potter

Great job Victor! This was a nicely done mortgage process. Only down time was with underwriting, but we all know that is usually the case. Your end of it was a great experience. Thanks

Laurie Forrest

No complaints here! I thought the communication was impeccable.

Kelly Procailo

I didn’t have any concerns throughout the entire process. You were absolutely wonderful to work with and were always on top of things. I greatly appreciate all the hard work that you did and your constant communication. Thank you so much!

Jennifer Kompoltowicz

We couldn't be happier with your sevices at huron Valley Financial. Victor Bals and his associates were nothing but professional and helpful every step of the way. We will certainly be recommending this business to anybody in need of these services. ...

Donna Bauer

Victor, You are amazing. I loved working with you and hope we can do business in the future. You will be highly recommended. Thank you for everything.

Kim Morgan

No concerns what so ever! Service was OUTSTANDING!! Chis and I want to "THANK YOU so much VICTOR" for guiding us through the entire process and for always being on top of things.

Andrea Vasquez

Thanks Victor for your hands approach and professionalism!! I meant to call and got sidetracked with other issues. Regards. tk

Tom Kmet


Lucy Early

Hi Victor, I wasn't ignoring you, honest! You did a great job on this loan/buyer. My title co. liked your status reports, as did I. I will definitely keep your information on hand.

Lynn DeJohn

I think everyone did a great job. Thanks for your help on this somewhat difficult deal!

Bonnie Keiser

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