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Huron Valley Financial 8702 N Second Street Brighton, MI 48116     PRIVACY POLICY | SITE SECURITY
Call today to speak with Victor, Gary or Beth: 734-417-2115

Application Checklist

Below is a list of documents that are required when you apply for a mortgage. However, every situation is unique and you may be required to provide additional documentation. We will work with you to help you stay organized for a smoother transaction.

Pre-Lending Package

Things Not To Do when Buying a Home

Financing Checklist

Your Income

  • Copy of your pay stub(s) covering the last 30 days
  • Copy of your W-2 forms for the last 2 years
  • Last 2 years federal income tax returns with all schedules
    Asset Info
  • Copies of bank statements (all pages) for the past 2 months for all accounts including 401k, IRA, investment, stock, and mutual funds

NOTE: Above asset statements must contain every page. Underwriting will not accept
any statement with missing page(s). No exceptions

  • Copy of current driver’s license (front and back)
  • If not a U.S. citizen, copy of your green card. (front and back)
  • If you have a rental property, provide detailed list of each property address, currentmortgage statement(s), lease agreement(s), property tax information or tax bills,home owner’s insurance information of each property, and monthly rents.
  • Signed copy of divorce decree (if applicable)
  • Proof of income from child support or alimony (if applicable)
  • Pension statement or social security award letter (if applicable)

Free Mortgage Services

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Credit Report & Analysis
Mortgage Planning
Rent vs. Own Analysis